Watch the video clips from PBS NewsHour about the impact of health insurance on four different groups: people with pre-existing conditions; the “young invincibles;” insurance companies; and hospitals. Next, read the policy proposals below.
- Allow companies to charge higher-risk people more for health insurance
- Allow insurance companies to deny coverage to high-risk people
- Require everyone to buy insurance (and provide subsidies to people who can’t afford it)
- Allow hospitals to deny care to people who don’t have health insurance
Based on what you’ve learned, what are some advantages and disadvantages of each?